About cindyhumphrey

) I am a Realtor in Helena, living the Montana lifestyle to the fullest. As a Buyers Agent my career focus is providing real estate to home buyers best interest and not that of the seller. Wolf Creek was my home where I lived off the grid for over 20 years before moving to Helena. I love the rich history of our Capitol city and the Historic Homes that adorn the landscape. MLS listings here offer everything from land, waterfront, Victorian to green living homes. Join me for the tour of http://www.myhelenamontana.com where living the Montana dream has come true for me. I've got more than just a few fish stories if you have time to listen!

Home Insurance for Those Living ‘Off The Grid’

It can be daunting when establishing one’s home away from the typical services associated with city life. You become viewed as a greater risk to insurance companies as well as other entities such as rural fire departments and police protective services. And in reality you probably are a greater risk. However that is why it’s most important to be sure you are well informed of the environment you are now becoming cohesive with and do your homework before you make the move. One example is homeowners insurance. Can you afford the risk of losing it all? Do you need the reassurance that if things go terribly wrong that you can afford to pick up and do it all again without the aid of insurance? You must consider that a home that does not carry home owners insurance also may be turned down in the future by insurers due that fact alone, should you decide in the future to add the insurance. Another issue is when you decide to sell your home and the banks won’t loan on a home that cannot be insured due to lack of past insurance history. So be sure that you are in the know about how insurance and lack of insurance can affect the value and other aspects of your home.

Insurance for off-the-grid – Here is an article about considerations and complications of insuring a home that is off the grid.

Year in a blur! 2016 has been busy in Helena

According to our local MLS market statistics for In- town Helena, Helena Valley, East Helena and Clancy the average sale price of homes was $248,709 for the month of November, 2016. Personally I’ve seen a significant surge in competitiveness for buyers, especially in the $200,000 and below range. As a buyer agent it is imperative that clients are aware of the market we have here in Helena and understand the need to be in the best form possible… long before shopping for homes. If you need info on how to prepare for the market challenges we have on a local level feel free to stop by for a free consultation. You will be a much wiser shopper when you get out there and see for yourself the challenges and obstacles you can easily avoid!
          Always Dedicated – Always On: Contact Cindy

Wolf Creek, MT – Local High Schooler needs your support: Merle Infanger

Please take a moment to visit this young man’s Go Fund Me site and leave a little something to boost his endeavor. Merle is an asset to the community and his family has poured their hearts and souls into the betterment of the Wolf Creek and Craig areas. He will put your contributions to good use!  Follow link to Go Fund Me to learn about Merle’s project:  Merle Infanger BPA Nationals Trip

 

 

Wild Side of Helena

One of the perks of living in Helena is our wildlife population feels right at home amongst the landscape of our properties. Some view it as intrusive as these little nibblers tend to mow down a few prize posies. We nurture our gardens to bloom and then find them topless after a mid-day snack by the local deer or bunnies. But with tolerance and appreciation of others, we soon realize how special it is to boast a few 3D lawn ornaments such as these. The fawns were enjoying the cool spray of the sprinkler on a 90 degree afternoon.

Wild Side of Helena